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annuities

Annuities: The Good, The Bad, and The Ugly

Annuities are neither miracle products nor financial disasters. They're tools - great for some situations and awful for others. Learn the truth about annuities and how they can affect your retirement plan.
is 2 million enough to retire in Texas?

Is $2 Million Enough to Retire in Texas?

Is $2 million enough to retire in Texas? For most retirees, the answer is yes - but only with the right income strategy. We break down the real numbers, including Social Security, taxes, and sustainable withdrawal rates.
guardrails retirement strategy

Forget the 4% Rule: How Guardrails Can Help You Spend More in Retirement

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2 Comments
Forget the 4% rule - a dynamic “guardrails” strategy can help you safely spend more in retirement. Learn how flexible income planning leads to higher lifetime spending and greater peace of mind.
Professional Investment Management Benefits for Retirees

The Benefits of Professional Investment Management

We've had prospective clients ask us, "Why can't you just tell us what to invest in and we manage the portfolio?" It's a fair question, and the answer comes down to this: we've found that delegated management enables us to do our best work and it consistently delivers better outcomes. Here's why:
percentage vs dollars

Why We Charge Flat Fees

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1 Comment
One question people often ask about 7 Saturdays Financial is: “Why did you decide to build a flat-fee firm?” When I founded the company...

The Dark Side of 7 Saturdays a Week

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1 Comment
Here are five key strategies that can help you avoid the landmines and secure the happy, fulfilling next chapter that you deserve.

Questions To Ask A Financial Advisor

These questions are designed to help you see “behind the curtain” of our firm and others you might consider hiring.
mint alternatives

10 Best Mint Alternatives To Manage Your Money in 2024

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0 Comments
If managing your money better is one of your New Year's goals,…
how to teach kids about money

How To Teach Kids About Money: 12 Smart Strategies

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0 Comments
Parents have a lot of jobs, each as important as the next. But…
how much does health insurance cost for early retirees

How Much Does Health Insurance Cost for Early Retirees?

/
0 Comments
Early retirement is a great goal, but many overlook one important…
how to access retirement funds early

How to Access Retirement Funds Early: 4 Possible Ways

/
0 Comments
If you retire early, you need a solid personal finance plan to…
best ways to build wealth

3 Best Ways To Build Wealth for High-Earning Engineers

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0 Comments
The best ways to build wealth for high-earning engineers aren't…
Lost money on bonds, Bonds and interest rates

Reader Question: “I lost money on bonds. Should I sell?”

So, you lost money on bonds. The first question to ask yourself is – “Why did I decide that bonds belong in my portfolio in the first place?”
I Bonds from Treasury

Are I Bonds A Good Investment? (October 2022)

Unless you’ve been living under a rock for the last year, you’ve probably heard of I bonds. What are they? Are I Bonds a good investment? Should you invest in I Bonds now, or are you late to the party?
pay off debt or invest

Should You Pay Off Debt Or Invest?

You’ve got extra cash! Maybe it’s from a raise, a bonus, or cutting expenses. Now, you want to improve your financial fitness but aren’t sure whether you should aggressively pay down debt or invest it.
how much does health insurance cost for early retirees

How Much Does Health Insurance Cost for Early Retirees?

/
0 Comments
Early retirement is a great goal, but many overlook one important…
Lockheed 401(k) plan

Understanding your Lockheed Martin 401(k) plan

Whether you’re a new hire or you’ve been with Lockheed Martin for decades, you may have questions about your 401(k). This benefit is a critical element in your retirement planning and it’s essential to understand the nuances of the plan.
Raytheon benefits

Here Are The Top 3 Raytheon Benefits You May Be Missing

Medical, dental, and vision insurance are standard. So is a 401(k) retirement plan. But there are several other Raytheon benefits that many employees aren’t fully utilizing or aren’t even aware of!
annuities

Annuities: The Good, The Bad, and The Ugly

Annuities are neither miracle products nor financial disasters. They're tools - great for some situations and awful for others. Learn the truth about annuities and how they can affect your retirement plan.
is 2 million enough to retire in Texas?

Is $2 Million Enough to Retire in Texas?

Is $2 million enough to retire in Texas? For most retirees, the answer is yes - but only with the right income strategy. We break down the real numbers, including Social Security, taxes, and sustainable withdrawal rates.
guardrails retirement strategy

Forget the 4% Rule: How Guardrails Can Help You Spend More in Retirement

/
2 Comments
Forget the 4% rule - a dynamic “guardrails” strategy can help you safely spend more in retirement. Learn how flexible income planning leads to higher lifetime spending and greater peace of mind.
Professional Investment Management Benefits for Retirees

The Benefits of Professional Investment Management

We've had prospective clients ask us, "Why can't you just tell us what to invest in and we manage the portfolio?" It's a fair question, and the answer comes down to this: we've found that delegated management enables us to do our best work and it consistently delivers better outcomes. Here's why:
percentage vs dollars

Why We Charge Flat Fees

/
1 Comment
One question people often ask about 7 Saturdays Financial is: “Why did you decide to build a flat-fee firm?” When I founded the company...

The Dark Side of 7 Saturdays a Week

/
1 Comment
Here are five key strategies that can help you avoid the landmines and secure the happy, fulfilling next chapter that you deserve.
mint alternatives

10 Best Mint Alternatives To Manage Your Money in 2024

/
0 Comments
If managing your money better is one of your New Year's goals,…
how to teach kids about money

How To Teach Kids About Money: 12 Smart Strategies

/
0 Comments
Parents have a lot of jobs, each as important as the next. But…
how much does health insurance cost for early retirees

How Much Does Health Insurance Cost for Early Retirees?

/
0 Comments
Early retirement is a great goal, but many overlook one important…
how to access retirement funds early

How to Access Retirement Funds Early: 4 Possible Ways

/
0 Comments
If you retire early, you need a solid personal finance plan to…
best ways to build wealth

3 Best Ways To Build Wealth for High-Earning Engineers

/
0 Comments
The best ways to build wealth for high-earning engineers aren't…
conflict of interest

The Advisor Series Part 2: Conflicts of Interest and Other Issues

First - what is a conflict of interest? Investopedia describes it as “A situation in which an entity or individual becomes unreliable because of a clash between personal (or self-serving) interests and professional duties or responsibilities.”
annuities

Annuities: The Good, The Bad, and The Ugly

Annuities are neither miracle products nor financial disasters. They're tools - great for some situations and awful for others. Learn the truth about annuities and how they can affect your retirement plan.
is 2 million enough to retire in Texas?

Is $2 Million Enough to Retire in Texas?

Is $2 million enough to retire in Texas? For most retirees, the answer is yes - but only with the right income strategy. We break down the real numbers, including Social Security, taxes, and sustainable withdrawal rates.
Professional Investment Management Benefits for Retirees

The Benefits of Professional Investment Management

We've had prospective clients ask us, "Why can't you just tell us what to invest in and we manage the portfolio?" It's a fair question, and the answer comes down to this: we've found that delegated management enables us to do our best work and it consistently delivers better outcomes. Here's why:
percentage vs dollars

Why We Charge Flat Fees

/
1 Comment
One question people often ask about 7 Saturdays Financial is: “Why did you decide to build a flat-fee firm?” When I founded the company...

Questions To Ask A Financial Advisor

These questions are designed to help you see “behind the curtain” of our firm and others you might consider hiring.
conflict of interest

The Advisor Series Part 2: Conflicts of Interest and Other Issues

First - what is a conflict of interest? Investopedia describes it as “A situation in which an entity or individual becomes unreliable because of a clash between personal (or self-serving) interests and professional duties or responsibilities.”
Advisor fee models

The Advisor Series Part 1: Fee-based, Flat-fee, Fee-only… What the F?

How are you supposed to figure out who to trust with your life savings? My goal is to shine a light behind the curtain and arm you with information. This set of articles, “The Advisor Series”, will help you understand the basics of pricing models, typical services provided, issues like conflicts of interest, and questions you should ask when deciding to work with a financial advisor/planner.
is 2 million enough to retire in Texas?

Is $2 Million Enough to Retire in Texas?

Is $2 million enough to retire in Texas? For most retirees, the answer is yes - but only with the right income strategy. We break down the real numbers, including Social Security, taxes, and sustainable withdrawal rates.
guardrails retirement strategy

Forget the 4% Rule: How Guardrails Can Help You Spend More in Retirement

/
2 Comments
Forget the 4% rule - a dynamic “guardrails” strategy can help you safely spend more in retirement. Learn how flexible income planning leads to higher lifetime spending and greater peace of mind.
Professional Investment Management Benefits for Retirees

The Benefits of Professional Investment Management

We've had prospective clients ask us, "Why can't you just tell us what to invest in and we manage the portfolio?" It's a fair question, and the answer comes down to this: we've found that delegated management enables us to do our best work and it consistently delivers better outcomes. Here's why:
how to access retirement funds early

How to Access Retirement Funds Early: 4 Possible Ways

/
0 Comments
If you retire early, you need a solid personal finance plan to…
Lost money on bonds, Bonds and interest rates

Reader Question: “I lost money on bonds. Should I sell?”

So, you lost money on bonds. The first question to ask yourself is – “Why did I decide that bonds belong in my portfolio in the first place?”
pay off debt or invest

Should You Pay Off Debt Or Invest?

You’ve got extra cash! Maybe it’s from a raise, a bonus, or cutting expenses. Now, you want to improve your financial fitness but aren’t sure whether you should aggressively pay down debt or invest it.
I Bonds from Treasury

Are I Bonds A Good Investment? (October 2022)

Unless you’ve been living under a rock for the last year, you’ve probably heard of I bonds. What are they? Are I Bonds a good investment? Should you invest in I Bonds now, or are you late to the party?
dividends are irrelevant

Dividends: Why You Shouldn’t Care About Them

Although dividend investing is popular among investors, that focus can be misguided. It should be considered more of a “feel good” strategy than a good strategy. In this post, I'll explain why dividends are irrelevant.
Lost money on bonds, Bonds and interest rates

Reader Question: “I lost money on bonds. Should I sell?”

So, you lost money on bonds. The first question to ask yourself is – “Why did I decide that bonds belong in my portfolio in the first place?”
dividends are irrelevant

Dividends: Why You Shouldn’t Care About Them

Although dividend investing is popular among investors, that focus can be misguided. It should be considered more of a “feel good” strategy than a good strategy. In this post, I'll explain why dividends are irrelevant.