Annuities: The Good, The Bad, and The Ugly
Annuities are neither miracle products nor financial disasters. They’re tools – great for some situations and awful for others. Learn the truth about annuities and how they can affect your retirement plan.
Entries by Allen Mueller, CFA, CFP®
Is $2 Million Enough to Retire in Texas?
Is $2 million enough to retire in Texas? For most retirees, the answer is yes – but only with the right income strategy. We break down the real numbers, including Social Security, taxes, and sustainable withdrawal rates.
Forget the 4% Rule: How Guardrails Can Help You Spend More in Retirement
Forget the 4% rule – a dynamic “guardrails” strategy can help you safely spend more in retirement. Learn how flexible income planning leads to higher lifetime spending and greater peace of mind.
The Benefits of Professional Investment Management
We’ve had prospective clients ask us, “Why can’t you just tell us what to invest in and we manage the portfolio?” It’s a fair question, and the answer comes down to this: we’ve found that delegated management enables us to do our best work and it consistently delivers better outcomes. Here’s why:
Why We Charge Flat Fees
One question people often ask about 7 Saturdays Financial is: “Why did you decide to build a flat-fee firm?” When I founded the company…
The Dark Side of 7 Saturdays a Week
Here are five key strategies that can help you avoid the landmines and secure the happy, fulfilling next chapter that you deserve.
Questions To Ask A Financial Advisor
These questions are designed to help you see “behind the curtain” of our firm and others you might consider hiring.
10 Best Mint Alternatives To Manage Your Money in 2024
If managing your money better is one of your New Year’s goals, but you were shocked to learn that the Mint announced they are shutting down, don’t worry. Many Mint alternatives exist to help you create your budget and reach your savings goals. Is Mint Shutting Down in 2024? Mint is one of the longest-running […]
How To Teach Kids About Money: 12 Smart Strategies
Parents have a lot of jobs, each as important as the next. But learning how to teach kids about money is one of the most important jobs. You don’t have to be a financial expert to help your kids learn the importance of handling money responsibly. Teaching kids the basic concepts about spending, saving, and […]
How Much Does Health Insurance Cost for Early Retirees?
Early retirement is a great goal, but many overlook one important question: How much does health insurance cost for early retirees? Without employer coverage, you are responsible for your insurance, whether a short-term health insurance plan or something longer-term if you retire well before age 65. How Much Does Health Insurance Cost for Early Retirees? […]