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Retro computer dialog box reading "Your money software was installed in 1984. Install update now?" with Later and Install buttons.

The Old Software Running Your Financial Life

September 8, 2026/in Financial Planning, Lifestyle, Retirement Planning/by Allen Mueller, CFA, CFP®

The money rules you learned growing up made sense at the time. For a lot of retirees, they’re still running in the background, blocking the very things the savings were for. Here’s how to spot the old defaults and update them.

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Retired couple hesitating to spend savings — the risk of underspending in retirement

The Retirement Risk No One Plans For

June 14, 2026/in Financial Planning, Lifestyle, Retirement Planning/by Allen Mueller, CFA, CFP®

Most disciplined savers don’t run out of money in retirement – they run out of time. The same instincts that built the nest egg can quietly stop you from ever enjoying it. Here’s the retirement risk no one builds a plan around.

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Travel insurance retirement plan gap

The International Travel Gap in Your Retirement Plan

April 30, 2026/1 Comment/in Financial Planning, Lifestyle, Retirement Planning/by Allen Mueller, CFA, CFP®

Medicare provides virtually zero coverage outside the United States. If you travel internationally in retirement, here’s what you need to know about the gap in your plan and what it costs to close it.

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