What’s the best path to get there?
Let’s design your roadmap.
7 Saturdays Financial is a full-service wealth management firm based in Dallas. We leverage technology to serve families nationwide.
Our team’s core focus is helping high-performers retire with confidence and make the most of their “7 Saturdays a week”.
Independent advice. Flat-fee. No commissions, no BS.
Retired or approaching retirement
We specialize in retirement planning and our expertise is focused in this complex area.
Diligent savers
Through years of saving and disciplined investment, most of our clients have accumulated a nest egg of $750,000+
Value professional expertise
Our clients understand how important their retirement plan is and they value expert guidance to avoid costly mistakes.
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Retirement Income Planning
You’ve heard the phrase “cash is king”, right? Well in retirement, cash FLOW is king. You need an income plan that outlines exactly how you’ll turn your assets into income, and coordinates portfolio withdrawals with other sources like Social Security, pensions, and annuities. You can’t rely on “one size fits all” guidance like The 4% Rule if you want to get the most out of retirement.
Together, we’ll design a strategy that helps you avoid BOTH types of financial plan failure:
1) Overspending and running out of money or
2) Underspending and leaving behind millions more than you desire.
Strategic Tax Planning
Taxes will be one of your largest expenses in retirement. While you have to pay everything you owe, you don’t have to leave a tip!
We’ll look for opportunities to reduce your lifetime tax bill through strategies like tax-smart withdrawals, Roth conversions, and tax-loss harvesting.
Investment Management
The 7SF investment philosophy is based on Nobel Prize-winning academic research and decades of empirical evidence.
We start with a low-cost, total market framework that includes investments across all major asset classes, in many countries across developed and emerging markets. Where possible, we emphasize securities in parts of the market where research has shown higher expected returns. We emphasize a long-term, disciplined perspective and do not attempt to time the markets or predict winners or losers. This “boring” approach ensures we have the highest odds of achieving your goals.
We’ll handle rebalancing your accounts and deploying/raising cash as needed. After all – you’ve got better things to do!
Risk Management
If your financial plan is a car, insurance is the airbags. We’ll review your needs for life, disability, and long-term care insurance. We’ll also examine your home, auto, and umbrella insurance needs.
By the way, 7 Saturdays Financial doesn’t sell any type of insurance. We have established relationships with trusted brokers and can coordinate shopping for policies if they make sense in your plan.
Other Stuff
Estate planning, employee benefits guidance, pension claiming decisions, tax-efficient charitable giving, debt strategies, the list goes on…
If it’s part of your life and it has a dollar sign, we want to help you make smart decisions.
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